By Staff, Swap Desk NewsFeesGeminiStaking

Gemini Staking Fee: 35% in the Agreement, Explained

Gemini's staking fee is 35% of protocol rewards per its June 12, 2026 agreement; its landing page says up to 35%. What that leaves you, worked out.

The Gemini staking fee is 35% of the rewards the protocol determines, per Gemini’s Staking Agreement dated June 12, 2026. Gemini deducts it before distributing rewards; part pays gas, third-party and infrastructure costs, and Gemini keeps the rest. Gemini’s staking landing page phrases the same fee as “up to 35%”. The agreement is the contract.

This desk read the Gemini Staking Agreement, the Gemini Staking landing page and three third-party pages that rank for this query on 3 October 2026. They do not agree on the number. Below, the five figures side by side, the arithmetic on what a reward is worth after the fee, and the rest of the agreement’s terms that decide what you actually hold. This is an explainer on a standing contract term, not a news story; the figures are as read on that date.

What is Gemini’s staking fee, page by page?

PageFee as printedDate on the page
Gemini Staking Agreement35% of rewards determined by the protocolJune 12, 2026
Gemini Staking landing page FAQ“Up to 35%” of rewards determined by the protocolNone
CeFiRates, Gemini rates tableUp to 35% now; up to 30% previously (ETH, SOL)Rates “effective 10/1/26”
CoinInterestRate, Gemini reviewUp to 35% of protocol rewardsNone
BitDegree, Gemini fees guide15% of rewards determined by the protocolLast updated July 08, 2026

The agreement controls. It is the document you accept by staking, it is dated, and its wording is flat: “minus a Staking Services Fee of 35% of the rewards determined by the protocol.” The landing page uses the same sentence with “up to” inserted, and says the remainder “may be” retained by Gemini where the agreement says it “is”. The agreement is still the contract you sign.

BitDegree’s 15% matches neither Gemini page read. It may be an older rate, but neither Gemini page read mentions 15%, and this desk could not establish whether Gemini ever charged it.

Did Gemini raise the staking fee from 30% to 35%?

CeFiRates says so, and of the pages this desk read it is the only one that does. Its table, marked effective 10/1/26, lists ETH at 2% APR with a fee of up to 35%, previously 3% with up to 30%, and SOL at 4%, previously 6% with up to 30%. HYPE (2.1%) and MON (7%) carry up to 35% with no previous rate. The agreement dated June 12, 2026 already says 35%, so the change may well predate October. Neither Gemini page read dates it, and this post does not either.

How much does Gemini take from staking rewards?

Thirty-five percent of whatever the network pays. A protocol reward of X reaches you as 0.65X. The table below is arithmetic on illustrative gross rates, not a forecast of any network’s yield and not Gemini’s quoted APRs.

Gross protocol rewardYou receive at 35%At the earlier 30% (per CeFiRates)
2.0%1.30%1.40%
3.0%1.95%2.10%
4.0%2.60%2.80%
6.0%3.90%4.20%

In units: stake 10 ETH on a network paying 3% a year and the protocol pays 0.3 ETH. The fee takes 0.105 ETH and 0.195 ETH reaches the account.

Then the awkward part. The landing page quotes ETH at “up to 2% APR”, SOL up to 4%, MON up to 7% and HYPE up to 2.1%, under a headline of “Earn up to 7% APR with monthly rewards.” Neither Gemini page read says whether those figures are before or after the fee. CoinInterestRate states that the advertised APR already reflects the fee; that is its reading, and Gemini’s text read here does not confirm it. Until Gemini says which, treat the quoted APR as unlabelled rather than doing the subtraction twice or not at all.

Gemini ETH and SOL staking fee: is it different per asset?

Not in the agreement. The 35% line names no asset and carves out no exception; read plainly, it covers the Supported Digital Assets, though the agreement does not list per-asset rates. The landing page’s list is itself untidy: one sentence says customers “can currently stake” ETH, SOL and MON, while the rate block beside it also lists HYPE. The agreement adds that the eligible assets are “subject to change at any time.”

What else does the Staking Agreement say?

Who you contract with. The agreement is between you and “Gemini Trust Company, LLC or Gemini Moonbase, LLC”, collectively called Gemini. It sits under your User Agreement, which controls if the two conflict, and Gemini reserves the right to change the terms at any time.

Who sets the reward. Gemini “does not determine the timing or amount” of rewards; the protocol does. Rewards may start late, because each network’s activation queue decides when accrual begins.

Slashing. Gemini says it will “promptly replace your assets at no additional cost” if staked assets are slashed, with exclusions: slashing from network, network provider or operator errors, and anything under the Disclaimer of Liability or Force Majeure sections of the User Agreement. The landing page is softer, saying you “may be reimbursed” if slashing occurs due to Gemini’s infrastructure. It also says Gemini’s validators “have never been slashed”. That is the company’s claim.

Protection. Staked assets are not covered by the FDIC, the Securities Investor Protection Corporation, the UK Financial Ombudsman Services “or any other similar protections.”

Eligibility. You must be at least 18, and staking “may not be available in your jurisdiction.” The landing page lists countries where it is offered; this desk did not check any single market’s status.

For the rest of the Gemini cost stack, see Gemini withdrawal fees, line by line, Gemini app vs ActiveTrader fees and our ActiveTrader fee schedule review.

Gemini staking fee: frequently asked questions

What are the fees associated with Staking?

One fee, taken from rewards. Gemini’s Staking Agreement dated June 12, 2026 sets a Staking Services Fee of 35% of the rewards the protocol determines; the landing page FAQ says up to 35%. Part pays gas, third-party and infrastructure costs, and Gemini keeps the rest. The landing page lists no minimums and no transfer or redemption fees.

How long does unstaking take?

Neither Gemini page read gives a number. The agreement says some networks impose an Unbonding Period, and after you unstake you have no access to the assets until it expires. Gemini may add its own waiting period to move them into your account. The length depends on the network, so check the asset screen before you unstake.

Why are Staking rewards not fixed?

Because the network sets them, not Gemini. The agreement says the protocol determines the timing and amount of each reward. The landing page adds that rewards depend on supply and demand on the network: with a fixed issuance, fewer validators means a larger share each. The 35% fee is then taken from whatever the protocol pays.

A fee that the contract states flat and the landing page states as a ceiling is worth reading in the original before you stake. Check the agreement’s date against the one above, and treat any APR you are quoted as unlabelled until Gemini says otherwise. Staked crypto is high risk, carries no deposit insurance per the agreement itself, and nothing here is advice on whether to stake.